RC Lending

Split Loan Calculator

Fixed and variable splits with combined repayments.

All calculators

Total loan

Fixed split

Split name

%
years

Repayment type

Variable split

Split name

%
years

Repayment type

Combined repayments

Total monthly repayment

$4,051

$1,869 per fortnight

Fixed split — $400,000 @ 5.50% P&I$2,271
Variable split — $300,000 @ 5.90% P&I$1,779
Total allocated$700,000
Blended interest rate5.67%

Split mix

Fixed split57%
Variable split43%

Fixed splits typically limit extra repayments and offset benefits. Repayments shown are indicative and exclude fees.

These calculators provide indicative estimates only and are intended as discussion tools. Results do not constitute loan approval, credit advice, financial advice, tax advice or legal advice. Actual lending outcomes depend on lender policy, servicing, valuation, product terms and individual circumstances.

Results are estimates only and are based on the information and assumptions entered. Interest rates may change, and fees, charges and individual lender calculations may not be included. These results do not constitute credit, financial, legal or taxation advice. Actual repayments and outcomes may differ.