Loan review
Give your home loan a regular health check
Your loan does not need to be unsuitable before it is worth reviewing. Interest rates, products, features and personal circumstances can change over time.
A loan health check gives you an opportunity to understand whether your current rate, repayments, features and structure are still appropriate for your circumstances.
Who this may suit
A conversation shaped around where you are now.
Homeowners who have not reviewed their loan recently
Borrowers whose circumstances have changed
People wanting to understand their current loan more clearly
How Ross can help
What can be reviewed?
Clear information can help you understand the lending considerations, available options and practical steps relevant to your plans.
Current interest rate
Repayment amount and frequency
Remaining loan term
Fixed and variable portions
Offset and redraw features
Annual package or account fees
Loan structure
Whether refinancing should be investigated
Important to consider
Sometimes the appropriate outcome may be to retain the existing loan, request a pricing review from the current lender or make better use of the loan’s existing features.
A simple process
Clear steps, with Ross beside you.
- 01
Gather the current loan details
- 02
Understand what has changed
- 03
Review the existing rate, structure and features
- 04
Consider possible next steps
- 05
Assist further if changes are appropriate
Frequently asked questions
Helpful things to understand.
Related tools and guidance
Continue your planning
A conversation is a good place to start
Not sure what your next step should be?
Book a relaxed initial conversation with Ross to discuss what you are planning and what information may be helpful.