Property investment
Lending structured around your property plans
Buying an investment property involves more than finding an available loan. The loan structure, deposit, equity position, repayments and future plans can all influence the lending approach.
Ross can help you understand your borrowing position, explore suitable lending options and consider how the proposed loan may fit alongside your existing commitments and future property plans.
Who this may suit
A conversation shaped around where you are now.
People considering a first investment property
Existing property investors reviewing their lending
Property owners exploring equity for a future purchase
How Ross can help
Areas to consider
Clear information can help you understand the lending considerations, available options and practical steps relevant to your plans.
Indicative borrowing capacity
Deposit or available equity
Investment-loan repayments
Principal-and-interest versus interest-only repayments
Offset and redraw features
Loan splits
Existing owner-occupied and investment debts
Potential future property plans
Important to consider
RC Lending provides credit assistance and mortgage-broking services. Taxation, legal and investment-strategy advice should be obtained from appropriately qualified professionals.
A simple process
Clear steps, with Ross beside you.
- 01
Understand the property and longer-term plan
- 02
Review income, commitments, equity and deposit
- 03
Consider suitable loan options and structures
- 04
Prepare the finance application
- 05
Coordinate through approval and settlement
- 06
Remain available after settlement
Frequently asked questions
Helpful things to understand.
Related tools and guidance
Continue your planning
A conversation is a good place to start
Not sure what your next step should be?
Book a relaxed initial conversation with Ross to discuss what you are planning and what information may be helpful.